Bank of America Q4 2025 profit of $7.6 billion beats, but shares fall 3.8%

Bank of America reported fourth-quarter 2025 net income of $7.6 billion, or $0.98 per diluted share, and full-year 2025 net income of $30.5 billion, or $3.81 per share. Revenue net of interest expense was $28.4 billion in the quarter, with net interest income of $15.75 billion and a provision for credit losses of $1.31 billion. The stock still closed down 3.78% at $52.48, as investors weighed a 5% to 7% net interest income growth outlook for 2026 that looked modest after a strong run.

• Q4 2025 net income $7.6B, or $0.98 per diluted share
• Full-year 2025 net income $30.5B, or $3.81 per diluted share
• Q4 revenue net of interest expense $28.37B; full-year 2025 $113.1B
• Q4 net interest income $15.75B; provision for credit losses $1.31B
• 2026 net interest income growth outlook of 5% to 7%
• Shares closed at $52.48, down 3.78% on the day