Venmo Credit Card offers up to 4% cash back on split payments from October 15

PayPal's Venmo Credit Card now pays up to 4% cash back on dining and entertainment, with 3% automatic and an extra 1% when the purchase is split with a Venmo friend within 30 days. Paying with Venmo earns 3% and all other purchases earn 1%. The offer applies to new card applicants from October 15, 2026, and the card is issued by Synchrony on the Visa network with no annual fee.

• Up to 4% back on dining and entertainment: 3% automatic plus 1% for splitting in Venmo
• 3% back when paying with Venmo; 1% on other purchases
• Offer applies to new card applicants from October 15, 2026
• Issued by Synchrony on the Visa network; no annual fee or foreign transaction fees